Microfinance can turn out to be the proverbial game-changer in the lives of the country’s masses and by extension, in the country’s economic health. However, the effort has to be supplemented by state-of-the-art technology and the optimal exploitation of the said technology, for it to succeed. Hence the stakeholders associated with the microfinance space, in particular, the financing banks and other intermediaries like MFIs and NGOs should exploit technology, infers the researcher, consequent upon her interaction with these three respondent categories. Admittedly, micro-financing the beneficiaries is a costly exercise for the banks, but the researcher is convinced that by designing the right technology platform and promptly updating it, banks can transform the micro financing activity into a lucrative activity. In fact, the activity could reveal itself as the proverbial fortune that is lying at the bottom of the pyramid, untapped. Banks’ strategies vis-à-vis micro-financing should be centred around this opportunity. The microfinance regime should not lead the beneficiaries to believe that microfinance represents a gratuitous offer from their government that seeks to indulge them. As they say, “there is no such thing as a free lunch” even in the richest countries.