Introduction of “Mass Production” model created necessity of engaging labour to handle it. It separated managerial function from ownership of enterprises. As a result, concept of management came into existence. Instead of self-managed business houses professionals entered into management roles.Management has to get the work done through people. Therefore, to get best from workers, management is required to create a congenial work culture. This study is to assess the work culture in DCCBs, Punjab. The factors influencing work culture like job satisfaction, attitude towards work and beliefs towards social and personal matters during job, of District Central Cooperative Banks in Punjab have been identified and their influence have been assessed.